E&S/Specialty Brokerage
E&S/Specialty Brokerage

Brokerage General Liability

Where we specialize — key product verticals


With $650M written across our product offerings, we're proud to be a powerhouse in the space.


  • General liability with limits available up to $5M.
  • Practice programs and project-specific programs, including Owner/ General Contractor, Owner's Interest, Owners and Contractors Protective and Excess Wrap-Up.

Learn more about our Construction vertical, including our expertise, capabilities, and appetite.

Premises, Hospitality & Service

With targeted expertise, we're well-equipped to be your market for Premises, Hospitality & Service risks.


  • General Liability with 1/2/2 with higher limits available to 2/4/4.
  • $25,000 minimum premium for primary, $5,000 minimum premium for excess policies.

Learn more about our Premises, Hospitality & Service vertical, including our expertise, capabilities, and appetite.

Product Manufacturing

Count on us to deliver specialized expertise for your most complex product manufacturing risks.


  • Products Liability or full CGL with 1/2/2 with higher limits available for select classes.
  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
  • ISO occurrence or claims-made forms available.

Learn more about our Product Manufacturing vertical, including our expertise, capabilities, and appetite.

General Liability Overview

Brokerage General Liability provides a variety of primary general liability coverages targeted toward non-standard risks. In addition to standard CGL coverage, we also offer:

  • Liquor liability (not mono-line)
  • Owners/contractors protective liability (OCP)
  • Railroad protective liability (RRP) coverages.

Policies are offered at typical limits of $1 million per occurrence, $2 million aggregate; however, higher limits may be available on select risks. Numerous coverage enhancements may be offered on many of our accounts such as:

  • Blanket additional insureds
  • Employee benefits liability (EBL) coverage
  • Per project/location aggregates
  • Waivers of subrogation
  • Hired/nonowned auto (H/NO)
  • Contractors pollution liability (CPL)

By utilizing a choice of rating plans, both industry/company and manuscript endorsements, policy sublimits, and various deductible or SIR options, our staff has the experience and creativity to tailor policy needs to fit a wide range of risks.

Preferred Primary Casualty classes of business

We will consider a wide variety of classes of business except for the following:

  • New York construction
  • Habitational
  • Bars/nightclubs
  • Florida risks which are prohibited for Primary Casualty
  • Snow removal services
▼   Casualty classes in which we have had recent success
  • Commercial real estate — office, retail, hotel/motel
  • Contractors — commercial and limited residential (restrictions apply by state)
  • Project-specific construction policies — OCP, Owner/GC
  • Recreational — amusement centers, water parks, inflatable rentals
  • Retail/wholesale — restaurants (no bars/nightclubs), grocery stores
  • Services — security, equipment rental, alarm installation
▼   Submission guidelines
To improve the response time on your brokerage submissions, consider providing the following information:
  • A complete and signed ACORD application and supplemental, if applicable, including the General Information section
  • Detailed description of named insureds and their operations
  • Five-year currently valued loss history aggregated by year and applicable coverage line
  • A description of large losses ($25,000 or greater)
  • Web address, if applicable
  • Correct ISO classification codes with the corresponding exposure base
  • Gross receipts, payroll, and OCP costs for the last three years
▼   Contact us
Ashley Moffatt
Tom Tatone
Director, Business Development