E&S/Specialty Brokerage

Where we specialize — key product verticals

Construction

With $650M written across our product offerings, we're proud to be a powerhouse in the space.

Capabilities

General liability with limits available up to $5M.
Practice programs and project-specific programs, including Owner/ General Contractor, Owner's Interest, Owners and Contractors Protective and Excess Wrap-Up.

Learn more about our Construction vertical, including our expertise, capabilities, and appetite.

Premises, Hospitality & Service

With targeted expertise, we're well-equipped to be your market for Premises, Hospitality & Service risks.

Capabilities

General Liability with 1/2/2 with higher limits available to 2/4/4.
$25,000 minimum premium for primary, $5,000 minimum premium for excess policies.

Learn more about our Premises, Hospitality & Service vertical, including our expertise, capabilities, and appetite.

Product Manufacturing

Count on us to deliver specialized expertise for your most complex product manufacturing risks.

Capabilities

Products Liability or full CGL with 1/2/2 with higher limits available for select classes.
$7,500 minimum premium for primary; $5,000 minimum policy premium for excess
Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
ISO occurrence or claims-made forms available.

Learn more about our Product Manufacturing vertical, including our expertise, capabilities, and appetite.

General Liability Overview

Brokerage General Liability provides a variety of primary general liability coverages targeted toward non-standard risks. In addition to standard CGL coverage, we also offer:

Liquor liability (not mono-line)
Owners/contractors protective liability (OCP)
Railroad protective liability (RRP) coverages.

Policies are offered at typical limits of $1 million per occurrence, $2 million aggregate; however, higher limits may be available on select risks. Numerous coverage enhancements may be offered on many of our accounts such as:

Blanket additional insureds
Employee benefits liability (EBL) coverage
Per project/location aggregates
Waivers of subrogation
Hired/nonowned auto (H/NO)
Contractors pollution liability (CPL)

By utilizing a choice of rating plans, both industry/company and manuscript endorsements, policy sublimits, and various deductible or SIR options, our staff has the experience and creativity to tailor policy needs to fit a wide range of risks.

Preferred Primary Casualty classes of business

We will consider a wide variety of classes of business except for the following:

New York construction
Habitational
Bars/nightclubs
Florida risks which are prohibited for Primary Casualty
Snow removal services

▼ Casualty classes in which we have had recent success

Commercial real estate — office, retail, hotel/motel
Contractors — commercial and limited residential (restrictions apply by state)
Project-specific construction policies — OCP, Owner/GC
Recreational — amusement centers, water parks, inflatable rentals
Retail/wholesale — restaurants (no bars/nightclubs), grocery stores
Services — security, equipment rental, alarm installation

▼ Submission guidelines

To improve the response time on your brokerage submissions, consider providing the following information:

A complete and signed ACORD application and supplemental, if applicable, including the General Information section
Detailed description of named insureds and their operations
Five-year currently valued loss history aggregated by year and applicable coverage line
A description of large losses ($25,000 or greater)
Web address, if applicable
Correct ISO classification codes with the corresponding exposure base
Gross receipts, payroll, and OCP costs for the last three years