E&S/Specialty Brokerage
E&S/Specialty Brokerage

Brokerage General Liability

Help welcome our new leader of Brokerage Casualty, Jude DiBattista! Read the full announcement here.

We provide an assortment of casualty coverages to meet your needs.

Where we specialize

Brokerage General Liability provides a variety of primary general liability coverages targeted toward non-standard risks. In addition to standard CGL coverage, we also offer:

  • Liquor liability (not mono-line)
  • Owners/contractors protective liability (OCP)
  • Railroad protective liability (RRP) coverages.

Policies are offered at typical limits of $1 million per occurrence, $2 million aggregate; however, higher limits may be available on select risks. Numerous coverage enhancements may be offered on many of our accounts such as:

  • Blanket additional insureds
  • Employee benefits liability (EBL) coverage
  • Per project/location aggregates
  • Waivers of subrogation
  • Hired/nonowned auto (H/NO)
  • Contractors pollution liability (CPL)

By utilizing a choice of rating plans, both industry/company and manuscript endorsements, policy sublimits, and various deductible or SIR options, our staff has the experience and creativity to tailor policy needs to fit a wide range of risks.

Preferred Primary Casualty classes of business

We will consider a wide variety of classes of business except for the following:

  • New York construction
  • Habitational
  • Bars/nightclubs
  • Florida risks which are prohibited for Primary Casualty
  • Snow removal services
▼   Casualty classes in which we have had recent success
  • Commercial real estate — office, retail, hotel/motel
  • Contractors — commercial and limited residential (restrictions apply by state)
  • Project-specific construction policies — OCP, Owner/GC
  • Recreational — amusement centers, water parks, inflatable rentals
  • Retail/wholesale — restaurants (no bars/nightclubs), grocery stores
  • Services — security, equipment rental, alarm installation
▼   Submission guidelines
To improve the response time on your brokerage submissions, consider providing the following information:
  • A complete and signed ACORD application and supplemental, if applicable, including the General Information section
  • Detailed description of named insureds and their operations
  • Five-year currently valued loss history aggregated by year and applicable coverage line
  • A description of large losses ($25,000 or greater)
  • Web address, if applicable
  • Correct ISO classification codes with the corresponding exposure base
  • Gross receipts, payroll, and OCP costs for the last three years
▼   Contact us
Helen Fry
Tom Tatone
Director, Business Development