Brokerage Excess

More solutions. More service. More ways to grow.

Your challenges, meet our solutions

We're there for you with strength, stability and expertise.

Where we specialize — key product verticals

Premises, Hospitality & Service

With targeted expertise, we're well-equipped to be your market for Premises, Hospitality & Service risks.


  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point. 
  • $25,000 minimum premium for primary, $5,000 minimum premium for excess policies. 

Learn more about our Premises, Hospitality & Service vertical, including our expertise, capabilities, and appetite.

Product Manufacturing

Count on us to deliver specialized expertise for your most complex product manufacturing risks.


  • Products Liability or full CGL with 1/2/2 with higher limits available for select classes
  • $7,500 minimum premium for primary; $5,000 minimum policy premium for excess
  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point
  • ISO occurrence or claims-made forms available

Learn more about our Product Manufacturing vertical, including our expertise, capabilities, and appetite.

Excess Auto

We are your market for Excess Auto coverage.


  • Low, Mid and High-attachment excess capabilities based on class
  • Excess coverage is available up to $5 million
  • Additional capacity is available up to $25 million depending on the attachment point
  • ISO forms
  • $25,000 policy-level minimum premium
  • Not a market for Excess Auto buffer layer

Learn more about our Excess Auto vertical, including our expertise, capabilities, and appetite.

Excess Casualty Overview

Nationwide's wholesale brokers access our expertise for stand-alone excess or umbrella products, written on a supported or unsupported basis. Here's what else you need to know:

  • Brokerage Excess has capacity up to $25 million
  • Typically we deploy $5 million in a lead position and will use the full $25 million in capacity when participating higher up in an excess tower
  • Underlying requirements include AM Best A-V or better rated primary carriers (exception would be for EL carriers B+V or better) with minimum primary limits of $1 million/$2 million GL, $1 million auto liability, and $100,000/$500,000/$100,000 employers liability

Preferred Excess Casualty classes of business

Commercial real estate:

  • Commercial lessor's risk only
  • Offices
  • Vacant buildings and land
  • Warehouses


  • Hotels
  • Resorts
  • Restaurants

Product manufacturing:

  • Appliances
  • Cosmetics
  • Electrical equipment
  • Machinery and equipment
  • Noncritical auto parts
  • Noninvasive medical products
  • Sporting goods
  • Toys


  • Clothing stores
  • Grocery stores and supermarkets
  • Scrap metal dealers


  • Alarm services
  • Cleaning and janitorial
  • Pest control
  • Resorts
  • Vending

To improve the response time on your Brokerage Excess/Umbrella submissions, please provide a complete submission, including the following information:

  • A complete and signed ACORD application, including the General Information section
  • Any appropriate class/LOB supplemental applications (as applicable)
  • Detailed description of named insureds and their operations
  • Five-year currently valued loss history aggregated by year and applicable coverage line
  • A description of large losses ($100,000 or greater)
  • Web address, if applicable
  • For auto, provide the number of vehicles by class, radius, and use, and indicate whether coverage is on comprehensive form or specified vehicles
  • Complete schedule of underlying carrier(s), limits, premium(s), and terms and conditions — including information on the general aggregate (if per location, project, or policy), occurrence or claims-made, defense is inside or outside the policy limits
  • ISO class codes with corresponding exposure base