Brokerage Primary

Complexity. Creativity. Collaboration.
Diverse solutions for your complex Casualty needs.

Your challenges, meet our solutions

We're there for you with strength, stability and expertise.

Where we specialize

Premises, Hospitality & Service

With targeted expertise, we're well-equipped to be your market for Premises, Hospitality & Service risks.


  • General Liability with 1/2/2 with higher limits available to 2/4/4.
  • $25,000 minimum premium for primary, $5,000 minimum premium for excess policies.

Learn more about our Premises, Hospitality & Service vertical, including our expertise, capabilities, and appetite.

Product Manufacturing

Count on us to deliver specialized expertise for your most complex product manufacturing risks.


  • Products Liability or full CGL with 1/2/2 with higher limits available for select classes.
  • $7,500 minimum premium for primary; $5,000 minimum policy premium for excess
  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
  • ISO occurrence or claims-made forms available.

Learn more about our Product Manufacturing vertical, including our expertise, capabilities, and appetite.

Primary Casualty overview

Brokerage General Liability provides a variety of primary general liability coverages targeted toward non-standard risks. In addition to standard CGL coverage, we also offer:

  • Liquor liability (not mono-line)
  • Owners/contractors protective liability (OCP)
  • Railroad protective liability (RRP) coverages

Policies are offered at typical limits of $1 million per occurrence, $2 million aggregate; however, higher limits may be available on select risks. Numerous coverage enhancements may be offered on many of our accounts such as:

  • Blanket additional insureds
  • Employee benefits liability (EBL) coverage
  • Per project/location aggregates
  • Waivers of subrogation
  • Hired/nonowned auto (H/NO)
  • Amended Pollution Exclusion—HVAC, Hostile Fire and Products Exception
  • Increased Limit of Insurance for Damage to Premises Rented to You

By utilizing a choice of rating plans, both industry/company and manuscript endorsements, policy sublimits, and various deductible or SIR options, our staff has the experience and creativity to tailor policy needs to fit a wide range of risks.

Preferred Primary Casualty classes of business

Commercial real estate:

  • Commercial lessor's risk only
  • Offices
  • Vacant buildings and land
  • Warehouses


  • Hotels
  • Resorts
  • Restaurants

Product manufacturing:

  • Appliances
  • Cosmetics
  • Electrical equipment
  • Machinery and equipment
  • Noncritical auto parts
  • Noninvasive medical products
  • Sporting goods
  • Toys


  • Clothing stores
  • Grocery stores and supermarkets
  • Scrap metal dealers


  • Alarm services
  • Cleaning and janitorial
  • Pest control
  • Vending

To improve the response time on your brokerage submissions, consider providing the following information:

  • A complete and signed ACORD application and supplemental, if applicable, including the General Information section
  • Detailed description of named insureds and their operations
  • Five-year currently valued loss history aggregated by year and applicable coverage line
  • A description of large losses ($25,000 or greater)
  • Web address, if applicable
  • Correct ISO classification codes with the corresponding exposure base
  • Gross receipts, payroll, and OCP costs for the last three years