Brokerage Construction

Your market for complex construction risks

Your challenges, meet our solutions

With nearly $1 billion written across Nationwide’s product offerings, we’re proud to be a Construction powerhouse.
We are a primary and excess casualty focused construction carrier targeting risks with operations involving the construction of single owner structures and have four main product types to offer:
  • Practice policies
  • Owners Interest
  • Project Specific - Owner/GC or GC only
  • Wrap-Up (OCIP and CCIP)
Construction
Our dedicated team of underwriting professionals focuses solely on construction risks and has geographic expertise. We offer a risk management and loss control partnership both in-house and through strategic relationships with top safety consultants. And, a dedicated in-house claims team offers construction expertise and a renowned customer service experience.

Capabilities

Primary Casualty (CGL)

General liability with limits of liability ranging from 1/2/2,
2/2/2, or 2/4/4 various limit options.

Targeted Minimum Premiums:
  • Practice Policies: $25,000
  • Owner Interest: $20,000
  • Project Specific: $50,000
Targeted Minimum Deductible/ SIR:
  • Practice Policies: $5,000
  • Owner Interest: $5,000
  • Project Specific: $5,000

Excess Casualty

Excess coverage is available up to $5M - $10M in lead position with the ability to ventilate. Additional capacity is available up to $25M depending on attachment point.

Targeted Minimum Premiums subject to product offered other than New York:
  • Lead Excess or Buffer Layers: $10,000 - $100,000
  • Mid Excess: $10,000 - $100,000
  • High Excess: $50,000 - $100,000

Preferred Construction classes of business

  • Commercial artisan contractors
  • Commercial general contractors
  • Infrastructure
  • Machinery and equipment (installation, service, repair)
  • Owner's interest
  • Project-specific
  • Wrap-ups
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More about our expertise
Learn more about our Construction vertical, including our capabilities and appetite.

Marketing materials

Construction Recently Written Accounts Flier

Construction Recently Written Accounts Flier
Construction Flier

Construction Flier
Brokerage OCIP and CCIP Flier

Brokerage OCIP and CCIP Flier
Brokerage Construction Claims Service Flier

Brokerage Construction Claims Service Flier
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  • Premier General Contractor Program
  • Contractors Enhancement Endorsement
  • Project-Specific Extension Endorsement (includes Extended Products — Completed Ops and amendment to J,K,L)
  • Contractors Pollution Liability is available
  • ISO forms with flexible edition dates
  • Blanket or designated additional insured
  • Primary/Noncontributory
  • Stopgap coverage

For your brokerage construction submissions, please provide a complete submission, including the following information:

  • A complete and signed ACORD application, including the General Information section
  • Any appropriate class/LOB supplemental applications (as applicable)
  • Detailed description of named insureds and their operations
  • Five-year currently valued loss history aggregated by year and applicable coverage line
  • A description of large losses ($100,000 or greater)
  • Web address, if applicable
  • ISO class codes with corresponding exposure base
  • If scheduling auto, for auto, provide the number of vehicles by class, radius, and use, and indicate whether coverage is on comprehensive form or specified vehicles
  • Complete schedule of underlying carrier(s), limits, premium(s), and terms and conditions — including information on the general aggregate (if per location, project, or policy), occurrence or claims-made, defense is inside or outside the policy limits