E&S and Specialty Lines
Programs | E&S and Specialty Lines

Accident and Health program partners

Partnering with strategic program managers, we offer a variety of niche and accident and health insurance solutions to specialty groups, employers, and individuals. Products include sports general liability and participant accident, medical stop loss, travel, limited medical, legal, supplemental health, and association dental and vision.

Program Type Overview
Program: Limited medical Type: Fixed indemnity for part-time and seasonal employees Overview: Leading provider of benefits solutions for government contractors and variable hour employers

Primary benefits include doctor's office visits, x-ray/lab, hospital indemnity, and life up to defined limits. Groups are also administered on a platform that allows for on-off again eligibility common in this marketspace.

Program: Supplemental health (Gap) Type: Gap insurance to work in tandem with high-deducible health plans Overview: Gap is specifically designed to help offset deductibles and out of pocket plan expenses, allowing employers greater freedom in selecting lower cost major medical health plans with higher deductibles and out-of-pocket maximum levels
Program: Medical stop loss Type: Group and single captives, traditional, level funded, and referenced-based pricing stop loss Overview: Variety of coverage options for employers looking to self-fund their employee medical programs with a focus on different segments ranging from group size (small, midsize, large employers) to niche markets, such as hospitals, municipalities and Taft Hartley trusts
Program: Legal Type: Prepaid legal insurance

Overview: Prepaid, voluntary legal insurance available to employer groups through brokers

Employee access to one of the oldest and most comprehensive networks of attorneys in the legal industry with more than 18,000 attorneys matched to specific client needs

Program: Travel Type: Travel Insurance, Assistance Services for retail and wholesale accounts Overview: Single trip and annual travel with coverage for trip cancellation, interruption, and delay, lost baggage, and emergency medical/evacuation
Program: Ancillary Benefits Type: Vision and Dental Overview: Dental insurance and vision insurance designed to assist in covering an individual’s dental and vision care needs