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The world of property & casualty insurance is complex and ever-changing.
At Nationwide, we help you keep on top of the latest developments.

Economic Forces Putting Strain on Construction, and How Insurers and Insureds Are Responding

In today's unstable economic conditions, construction insureds will want to partner with stable carriers who are strengthening their rates.

Product Liability risk is constantly evolving

Deep expertise and a savvy underwriting approach are the keys to success in the products liability space. In the hyper-specialized world of products liability underwriting, top underwriters know they need to develop a deep understanding of their clients' exposures.

E&S Market Leader

Ashley Moffatt, SVP Brokerage, Primary Casualty for Nationwide E&S, said their ultimate goal is to be a top 10 carrier with their key distribution partners. "Some initiatives that I'm particularly excited about include investing in third-party tools and technology to enhance our data-driven decisions, as well as building out new product offerings to promote profitable growth opportunities," she said.

Trends to watch for remodeling contractors

Remodeling contractors specialize in making significant improvements, alterations or additions to the interiors or exteriors of existing buildings. As part of the larger construction sector, remodeling contractors can be impacted by the knock-on effects of macro-industry trends.

The sting of ongoing inflation for manufacturers

Although the experts diverge on how long it will take for inflation to reach the desired level, they do agree on one point: above-average inflation is not going anywhere anytime soon. This will affect manufacturers still contending with the impact of the pandemic and the related supply-chain slog.

Prices on the rise? Your coverage should be, too

The issue of inflation isn't just impacting what you pay at the pump and in the grocery store. Its effects are far-reaching, and that includes property, construction materials and all points in between. Factor in ongoing supply chain issues that emerged in full force during the pandemic along with a tight labor market, and it's no wonder that industries far and wide are feeling pinched.

Forever chemicals emerge as new risk

Forever chemicals, or PFAS, are big news today. According to a Bloomberg Law analysis, more than 6,400 PFAS related lawsuits were filed in federal courts between July 2005 and March 2022.

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Home makeover demand remains high despite inflation, supply issues

Home prices surged nearly 20% in 2021 — the highest calendar-year increase on record — putting a hold on house buying aspirations for many Americans. A new study from Nationwide found homeowners are making investments to be comfortable in their current homes instead of selling and buying new.

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Considerations for reducing product liability

Customers expect manufacturers, suppliers and other parties in the retail chain to deliver safe and reliable products. However, at any point in the production and distribution process, exposures related to design flaws, manufacturing defects, inadequate warnings and unclear instructions can all create product liability.

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Trends to watch for artisan contractors

Artisan contractors, such as electricians and carpenters, are essential to a variety of residential and commercial construction projects. Between increased project demand, employee and material shortages and new advancements in technology, there are a range of trends currently impacting artisan contractors.


Protecting contractors through risk transfer

Contractors rely on the help of subcontractors and other third parties to complete construction projects, both large and small. Balancing these relationships is critical, especially when you consider that business arrangements with subcontractors and other third parties can introduce risk.

Key risks and insurance considerations for businesses in the hemp and CBD industry

Whether businesses manufacture, distribute or sell CBD or other hemp products, it's important for them to understand their unique risks and take steps to protect against those exposures by securing sufficient insurance coverage.

Building greater revenue through construction

Construction is defying the odds. Despite supply chain issues and labor shortages, this industry has continued its growth streak, and there's no sign of it slowing down anytime soon. Savvy insurers are making plans to capitalize on the opportunities that abound.

General contractors: industry overview and trends to watch

General contractors don't fall neatly into one type of construction. This is because the definition of a general contractor is relatively broad, covering a wide variety of entities and individuals who focus on projects both large and small.

Trends to watch for product manufacturers

In recent years, product manufacturers have encountered a wide range of industry developments. Between labor shortages, supply chain challenges, costly lawsuits, inflation issues and technological advancements, there are several trends currently affecting the product manufacturing sector.