E&S/Specialty
E&S/Specialty
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Product overview

As part of Nationwide, one of the largest insurance and financial service providers in the United States, our E&S/Specialty team provides excess and surplus property, casualty, commercial auto, personal lines, and specialty insurance coverages. Our products, which are available through wholesale general agents, brokers, and program managers, consist of unique and unusual classes/coverages for all types of risks. You can access our products through our wholesale distribution partners:

E&S Contract

The core of our business, Contract/Binding Authority, is built on small to medium property and casualty, personal lines and commercial auto accounts. The Contract team works with licensed appointed wholesale general agents.

E&S Brokerage

Our Brokerage team provides solutions for medium-to-large, unique, hard-to-place risks that the excess and surplus lines market is known to serve. Brokerage goes to market in two distinct ways.

  • Individual risk channel – A limited number of wholesale brokers submit single, unique, high capacity risks for our underwriting consideration.

  • Programs channel – Program managers partner with us to underwrite non-admitted and admitted niche property and casualty business.