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E&S/Specialty
E&S/Specialty
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General liability insurance

General liability products are offered in most states.

Contract binding authority

Coverages

  • Employee benefit liability
  • General liability
  • Liquor liability
  • Owners / Contractors protective
  • Products / Completed operations liability
  • Program business
  • Unique or unusual classes / coverages
  • Various deductible options

Classes

We offer a variety of programs for many classes of business, as well as a number of non-program commercial classes. Some of our most popular programs include:

  • Alarm installation
  • Apartments
  • Artisan contractors
  • Clubs - civic or social
  • Condominium and homeowners associations
  • Contractors and equipment rental
  • Day care
  • Demolition contractors
  • Exterminators
  • Excavation and grading of land
  • Exercise and health studios and fitness centers
  • General contractors - commercial and remodelers
  • Home health care
  • Landowners
  • Landscaping contractors
  • Lessor's risk
  • Mobile home parks
  • Motels
  • Security and patrol agencies
  • Special events
  • Swimming pool installation and maintenance contractors
  • Swim and tennis clubs
  • Tanning salons
  • Tree trimmers
  • Vacant buildings
  • Wind and solar contactors

Brokerage

Our Brokerage underwriting team has the expertise to provide creative solutions for larger, more complex non-standard risks. In addition to standard Commercial General Liability (CGL) coverage, we also offer liquor liability, owners/contractors' protective liability (OCP), and railroad protective liability (RRP) coverages.

Policies are offered at typical limits of $1 million per occurrence, $2 million aggregate; however, higher limits may be available on select risks.

Numerous coverage enhancements may be offered on many of our accounts, such as:

  • Blanket additional insureds
  • Employee benefits liability (EBL) coverage
  • Per project/location aggregates and waivers of subrogation
  • Hired/non-owned auto (H/NO)
  • Medical payments

By utilizing a choice of rating plans, both industry/company and manuscript endorsements, policy sublimits, and various deductible or SIR options, our staff has the experience and creativity to tailor policy needs to fit a wide range of risks.

For more detailed information about our General Liability appetite and where we are having success, including updated marketing materials, please visit our Brokerage microsite at: nationwide.com/brokers

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