General liability products are offered in most states.
Contract binding authority
Employee benefit liability
Owners / Contractors protective
Products / Completed operations liability
Unique or unusual classes / coverages
Various deductible options
We offer a variety of programs for many classes of business, as well as a number of non-program commercial classes. Some of our most popular programs include:
Clubs - civic or social
Condominium and homeowners associations
Contractors and equipment rental
Excavation and grading of land
Exercise and health studios and fitness centers
General contractors - commercial and remodelers
Home health care
Mobile home parks
Security and patrol agencies
Swimming pool installation and maintenance contractors
Swim and tennis clubs
Wind and solar contactors
Our Brokerage underwriting team has the expertise to provide creative solutions for larger, more complex non-standard risks.
In addition to standard Commercial General Liability (CGL) coverage, we also offer liquor liability, owners/contractors'
protective liability (OCP), and railroad protective liability (RRP) coverages.
Policies are offered at typical limits of $1 million per occurrence, $2 million aggregate; however, higher limits may be available
on select risks.
Numerous coverage enhancements may be offered on many of our accounts, such as:
Blanket additional insureds
Employee benefits liability (EBL) coverage
Per project/location aggregates and waivers of subrogation
Hired/non-owned auto (H/NO)
By utilizing a choice of rating plans, both industry/company and manuscript endorsements,
policy sublimits, and various deductible or SIR options, our staff has the experience and
creativity to tailor policy needs to fit a wide range of risks.
For more detailed information about our General Liability appetite and where we are having success,
including updated marketing materials, please visit our Brokerage microsite at: