Where we specialize — key product verticals
Construction
With $650M written across our product offerings, we're proud to be a powerhouse in the space.
Capabilities
- Excess coverage is available up to $5M — $10M in lead position with the ability to ventilate. Additional capacity is available up to $25M depending on attachment point.
- Practice programs and project-specific programs, including Owner/ General Contractor, Owner's Interest, Owners and Contractors Protective and Excess Wrap-Up.
Learn more about our Construction vertical, including our expertise, capabilities, and appetite.
Premises, Hospitality & Service
With targeted expertise, we're well-equipped to be your market for Premises, Hospitality & Service risks.
Capabilities
- Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
- $25,000 minimum premium for primary, $5,000 minimum premium for excess policies.
Learn more about our Premises, Hospitality & Service vertical, including our expertise, capabilities, and appetite.
Product Manufacturing
Count on us to deliver specialized expertise for your most complex product manufacturing risks.
Capabilities
- Products Liability or full CGL with 1/2/2 with higher limits available for select classes.
- $7,500 minimum premium for primary; $5,000 minimum policy premium for excess
- Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
- ISO occurrence or claims-made forms available.
Learn more about our Product Manufacturing vertical, including our expertise, capabilities, and appetite.
Excess Auto
We are your market for Excess Auto coverage.
Capabilities
- Buffer layers
- Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
- ISO Forms
Learn more about our Excess Auto vertical, including our expertise, capabilities, and appetite.
Excess Casualty Overview
Nationwide's wholesale brokers access our expertise for stand-alone excess or umbrella products, written on a supported or unsupported basis.
Here's what else you need to know:
- Brokerage Excess has capacity up to $25 million
- Typically we deploy $5 million in a lead position and will use the full $25 million in capacity when
participating higher up in an excess tower
- Underlying requirements include AM Best A-V or better rated primary carriers (exception would be for EL carriers B+V or better) with minimum primary limits of $1 million/$2 million GL, $1 million auto liability, and $100,000/$500,000/$100,000 employers liability
Preferred Excess Casualty classes of business
We will consider a wide variety of Excess Casualty classes of business.
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Excess classes in which we have had recent success
- Commercial real estate — office, retail, hotel/motel
- Contractors — commercial and limited residential (restrictions apply by state)
- New York contracting accounts can be considered in excess of a $10 million lead
- Excess Auto/Transportation
- Trucking: mostly local and intermediate radius, can entertain some long-haul risks
- Livery: charter buses, limo companies, shuttle vans, emergency and non-emergency
medical transport; no ride-sharing operations
- Project-specific construction policies, including excess wraps
- Recreational — amusement centers, water parks, inflatable rentals
- Retail/wholesale — beer/beverage distributors, restaurants (no bars/nightclubs), grocery stores
- Services — security, equipment rental, alarm installation
