Nationwide
Nationwide
E&S/Specialty Brokerage
E&S/Specialty Brokerage

Brokerage
Excess/Umbrella

Where we specialize — key product verticals

Construction

With $650M written across our product offerings, we're proud to be a powerhouse in the space.

Capabilities

  • Excess coverage is available up to $5M — $10M in lead position with the ability to ventilate. Additional capacity is available up to $25M depending on attachment point.
  • Practice programs and project-specific programs, including Owner/ General Contractor, Owner's Interest, Owners and Contractors Protective and Excess Wrap-Up.

Learn more about our Construction vertical, including our expertise, capabilities, and appetite.

Premises, Hospitality & Service

With targeted expertise, we're well-equipped to be your market for Premises, Hospitality & Service risks.

Capabilities

  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
  • $25,000 minimum premium for primary, $5,000 minimum premium for excess policies.

Coming soon - more information about our Premises, Hospitality & Service vertical, including our expertise, capabilities, and appetite.

Product Manufacturing

Count on us to deliver specialized expertise for your most complex product manufacturing risks.

Capabilities

  • Products Liability or full CGL with 1/2/2 with higher limits available for select classes.
  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
  • ISO occurrence or claims-made forms available.

Coming soon - more information about our Product Manufacturing vertical, including our expertise, capabilities, and appetite.

Excess Auto

We are your market for Excess Auto coverage.

Capabilities

  • Buffer layers
  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
  • ISO Forms

Coming soon - more information about our Excess Auto vertical, including our expertise, capabilities, and appetite.

Excess Casualty Overview

Nationwide's wholesale brokers access our expertise for stand-alone excess or umbrella products, written on a supported or unsupported basis. Here's what else you need to know:

  • Brokerage Excess has capacity up to $25 million
  • Typically we deploy $5 million in a lead position and will use the full $25 million in capacity when participating higher up in an excess tower
  • Underlying requirements include AM Best A-V or better rated primary carriers (exception would be for EL carriers B+V or better) with minimum primary limits of $1 million/$2 million GL, $1 million auto liability, and $100,000/$500,000/$100,000 employers liability
Preferred Excess Casualty classes of business

We will consider a wide variety of Excess Casualty classes of business.

▼    Excess classes in which we have had recent success
  • Commercial real estate — office, retail, hotel/motel
  • Contractors — commercial and limited residential (restrictions apply by state)
    • New York contracting accounts can be considered in excess of a $10 million lead
  • Excess Auto/Transportation
    • Trucking: mostly local and intermediate radius, can entertain some long-haul risks
    • Livery: charter buses, limo companies, shuttle vans, emergency and non-emergency medical transport; no ride-sharing operations
  • Project-specific construction policies, including excess wraps
  • Recreational — amusement centers, water parks, inflatable rentals
  • Retail/wholesale — beer/beverage distributors, restaurants (no bars/nightclubs), grocery stores
  • Services — security, equipment rental, alarm installation
Coverage capabilities
  • Excess Liability (ISO form)
  • Capacity of $25 million — typically will deploy $5 million in a lead position
    • Ability to quota-share layers
    • Can split out capacity for ventilated placements
  • Commercial Umbrella Liability (ISO form) broad coverage
▼   Submission guidelines
To improve the response time on your Brokerage Excess/Umbrella submissions, please provide a complete submission, including the following information:
  • A complete and signed ACORD application, including the General Information section
  • Any appropriate class/LOB supplemental applications (as applicable)
  • Detailed description of named insureds and their operations
  • Five-year currently valued loss history aggregated by year and applicable coverage line
  • A description of large losses ($100,000 or greater)
  • Web address, if applicable
  • For auto, provide the number of vehicles by class, radius, and use, and indicate whether coverage is on comprehensive form or specified vehicles
  • Complete schedule of underlying carrier(s), limits, premium(s), and terms and conditions — including information on the general aggregate (if per location, project, or policy), occurrence or claims-made, defense is inside or outside the policy limits
  • ISO class codes with corresponding exposure base
▼   Contact us
Kelly Adams
Senior Director
480-365-2256
kelly.adams@nationwide.com
Jess Heggarty
Manager
480-365-3317
jessica.heggarty@nationwide.com
Kim Ramsey
Manager
480-365-2862
ramsek3@nationwide.com
Brian Meulemans
Manager
480-365-5111
meulemb@nationwide.com
Tom Tatone
Director, Business Development
480-365-2040
tom.tatone@nationwide.com